Yeah The Girls 40 Plus Digital Magazine - Magazine - Page 10
10
September 2025
DAILY HABITS FOR SELF-LOVE
2. Make Your Mortgage Work For You —
Not Against You
Your mortgage is probably your biggest expense
— it shouldn9t be your biggest drain forever.
Many families stick with the same bank for
decades and end up overpaying by thousands. A
simple review can free up cash for savings, kids9
activities, holidays or investing.
Action Tip: Have a trusted broker (hello : ) do a
loan health check every 1-2 years. At Loan
Lounge, I help women & their families
restructure loans, pay off bad debt faster, and
set themselves up for their next big goal.
3. Use 8Good Debt9 To Build A Better Life
Debt isn9t always a dirty word. Using the equity
in your home to invest in another property or
renovate can grow your wealth faster than
relying on your salary alone. The key is to
borrow smartly and protect your family9s cash
flow.
Don’t work for money; make
money work for you. —
Robert Kiyosaki
Action Tip: Know the difference between 8good
debt9 and 8bad debt.9 Talk to a professional
about using your equity safely — without putting
your family under pressure.
4. Automate & Simplify — So You9re Not Always Thinking About Money
Willpower is not a financial plan! Automate your payments for bills, savings, and investments so
you can enjoy life without the money worry.
Action Tip: Set up separate accounts nicknamed for their purpose —
